LifeLock

 

Identity Theft Protection Card

Have you ever been a victim of identity theft or are you looking to safeguard your personal information?  LifeLock Identity Alert™ system provides early notification by e-mail, postal mail, and/or phone whenever your personal information is used to apply for many forms of credit or services.  Reduce credit card offers and junk mail, and get one FREE credit report from 3 major credit bureaus.  You are backed by LifeLock’s $1 million total service guarantee if fall victim to identity theft because of failure in their service.

 

LIFELOCK

Identity theft is one of the fastest growing crimes in the nation. LifeLock, the leader in identity theft protection, works proactively to help protect your identity – even if your information falls into the wrong hands. If you become a victim of identity theft while a member of LifeLock due to a failure in their service, they will spend up to $1 million to cover the cost for lawyers, investigators, case manager, but not any direct losses as a result of the theft.

The advanced LifeLock Identity Alert™ system provides you broader identity coverage, greater control, and early notification of both credit and non-credit related identity threats. This robust system alerts you by email, postal mail, and/or phone anytime LifeLock detects your personal information being used to apply for many forms of credit cards, wireless services, retail credit, utilities, check orders/reorders, mortgage loans, auto loans, and non-credit related payday loans. If the application is fraudulent, the remediation team will take action to help protect your good name.

LifeLock helps reduce junk mail and removes you from the pre-approved credit offer lists. LifeLock also provides online access to a member portal and direct anytime access to Member Service Representatives.

Highlights

  • LifeLock Identity Alert™ System – provides early notification by email, postal mail, and/or phone whenever they detect your personal information being used to apply for many forms of credit or services
  • WalletLock™ helps cancel and replace the contents of a lost or stolen wallet
  • eRecon™ patrols the web and notifies you of illegal selling or trading of your information
  • TrueAddress™ notifies you when a change of address is requested in your name
  • Receive fewer pre-approved credit card solicitations
  • 24-hour customer service

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LIFELOCK FAQs

Q. How big a problem is Identity theft?
A. According to the FTC, identity theft is the fastest growing crime in America. Roughly 10 million Americans have their personal information stolen and misused in some way every year, costing consumers $5 billion and businesses $48 billion annually.

Q. How do I access my account after enrollment?
A. If you need to make a change to your account, contact client services at the designated 800 number.

Q. Do I have to give all my credit card numbers to you when I sign up?
A. No, LifeLock does not prevent anyone from using your existing accounts. However, those accounts would be covered through the guarantee. Through the information you provide, LifeLock will alert you when anybody other than yourself tries to open new lines of credit. LifeLock suggests you place all your account numbers in a secure place if your wallet or purse is stolen. In such a case give LifeLock a call and LifeLock can help contacting the credit card companies to cancel the stolen cards and reissue new ones.


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STATISTICS

Identity theft is one of the fastest growing crimes in the nation. Victimizing nearly 10 million Americans in 2008 at a cost of $48 billion, the number of identity theft victims rose 22% over the previous year. That’s another identity stolen every three seconds. -Javelin Strategy & Research. “2009 Identity Fraud Survey Report.” February 2009

Identity theft increased 22% in 2008, affecting nearly 10 million Americans at a cost of $48 billion to consumers and businesses. -Javelin Strategy & Research. “2009 Identity Fraud Survey Report.” February 2009

Last year, identity theft complaints received by the FTC increased 21%. - Federal Trade Commission. - “Consumer Sentinel Network Data Book for January – December 2008.” February 26, 2009

Identity theft affects a significant portion of the population and will continue to rise:

  • 33,627,587 records containing sensitive information were involved in security breaches in 2008. - DataLossDB.org.
  • Identity theft affected 4.32% of the U.S. population in 2008. - Javelin Strategy & Research. “2009 Identity Fraud Survey Report.” February 2009