Dental Office

Going to the dentist can be expensive.  As a Smart Choice Card member you can save 15 to 50% on everything from general dentistry to root canals and crowns at over 92,000 locations nationwide.  The savings don’t stop there.  You can also save on specialty dental care such as orthodontics and professional teeth whitening.

Dental powered by Aetna Dental Access®

To locate a provider, click here.

Smile brighter with big savings on dental services at over 213,000* available dental practice locations nationwide. Just present your card with the Aetna Dental Access® logo and pay the discounted price at the time of service. Use your card over and over again to keep your teeth sparkling clean!

  • In most instances, save 15% to 50% per visit**
  • Save on dental services such as cleanings, X-rays, crowns, root canals and fillings
  • Need specialty dental care? Save on orthodontics and periodontics, too!

*As of August 2016. **Actual costs and savings vary by provider, service and geographical area.


Dental powered by Aetna Dental Access® FAQ

Q. How does the dental plan work?
Participating dental providers are listed in the membership fulfillment kit; members may also call the toll-free number located on the back of the membership card Monday through Friday, 7 a.m. to 7 p.m. and Saturday, 8 a.m. to 5 p.m. Central Time. When calling to schedule an appointment the member should identify him/herself as a member of the Aetna Dental Access® program. To receive the discount the member must present the membership card and pay the total discounted bill at the time of service.

Q. Is there a limit to the number of times the card can be used?
No. Members and their families may take advantage of the savings any time throughout the year. Members may also change dentists within the network whenever they choose.

Q. May this discount be combined with dental insurance?
In some cases, members may use both. If your insurance company allows you to submit claims after service, simply visit a participating dental provider, pay the discounted bill and submit the bill and claim to the insurance company. The net out-of-pocket cost will be lower because the insurance company would reimburse the member the percentage of the reduced bill as defined in their insured plan. If your insurance company does not allow the policyholder to submit claims, the discount dental can only be used for services not paid for by the insurance such as cosmetic dentistry or services after your annual maximum has been met.

Q. Is there someone that can answer questions about the card and services offered?
Yes. Simply call the toll-free number located on the back of the membership card Monday through Friday, between 7 a.m. and 7 p.m. Central and Saturday between 8 a.m. and 5 p.m. Central. A member services representative is standing by to answer any questions.



"The main reason to forgo a dental visit for an oral health problem in the past six months was cost; 42% said they could not afford treatment or did not have insurance." CDC/National Center for Health Statistics, 2012

"The American Association of Orthodontists recommends that all children get a check-up with an orthodontic specialist no later than age 7." American Association of Orthodontists, 2012

"Overall, 61.6% of adults aged 18 and over last visited a dentist or other dental health professional within the past year." CDC/National Center for Health Statistics, 2012

"Between 2001 and 2011, among adults aged 18–64, the percentage not receiving needed dental care due to cost grew from 10% to 16%." CDC/National Center for Health Statistics, 2012

"More than one in three American adults (36%) have delayed or will delay dental care due to the uncertain U.S. economy and their lingering fears about their current financial situation." ORC International/Aspen Dental, 2013

"Half of Americans don’t receive regular oral health care." American Hygienist Association, 2013

"Spending for dental services increased 3.0 percent in 2012 to $110.9 billion." Centers for Medicare & Medicaid Services, 2012

"More than 132 million children and adults still lack dental benefits coverage." National Association of Dental Plans/Delta Dental Plans Association, 2009

"The most commonly reported individual health-related service not received because of cost is dental care." U.S. Department of Health and Human Services, 2009

"An estimated $108 billion was spent on dental services in the United States in 2010." CDC/National Center for Health Statistics, 2011